|
|
|
|
|
|
|
|
|
|
Overview |
|
|
How
You Can Sell Your Home Within 9 Days!! |
|
|
|
Trying
to sell your home can be a Nightmare!
But after reading this Special Report, you may very well
have a qualified buyer within 9 days.
Just who is that buyer?
Lease Purchase Solutions, Ltd.
While we can’t promise to buy your home during the next week, we can tell you
we’re constantly looking for and buying nice homes like yours
from other folks in this area.
 |
Lease
Purchase Solutions, Ltd.
Just who is Lease Purchase Solutions, ltd. and what
do they do. First let
me tell you a little bit about myself… Gar May.
When I originally began investing in Real Estate, I
wasn’t a Realtor®. But
then I realized that perhaps becoming licensed by the State of
California might have some value.
No, I’m not proposing that I list your home, or have you sign some
kind of agency agreement.
I just want you to know that I took the classes and passed
the tests so that I could obtain as much knowledge as possible.
My involvement with you and your property is for my own
investment portfolio.…. not the score-sheet of a Broker.
My background includes being a retired Optometrist in San
Rafael, California, an officer and director of several private
corporations, owner of commercial buildings, shopping centers and
residential property.
I am also a General Contractor and like I
said before, I have a license to assist in the sale of real
estate. The rest of
this report tells you how our company, Lease Purchase Solutions,
Ltd., can assist you by purchasing your home.
|
|
|
|
|
|
|
Near the end of this report, we show samples of homes that we recently
purchased. Homes like
yours, from owners like you.
In each situation, the owners wanted out of the house, and
wanted their mortgage taken care of.
We did exactly that, in their time frame. No
hassle; no broken promises, just the kind of results that you
want.
While it can’t hurt to list with a Real Estate agent or
Broker, by the same token, do they ever seem to have the
same “feel” for your home as you do?
After all, if you had a computer sitting in your
office loaded with hundreds of nice, beautiful houses of all
shapes, sizes, and price ranges…
what kind of real “selling” would you actually
do?
Would
you really go all out and work on selling one particular
customer’s house?
Or would you pick out a selection of several houses
for your prospective buyers, hoping to land them on one…
any one… of the many homes you’d selected?
|
|
|
|
 |
Come
on… you’d go with the numbers.
After all, you don’t have any personal liability if
the seller’s house sits an extra week or two… and
there’s always the next customer.
And the next listing.
But then, you’re no Realtor®,
either.
That’s
why more and more folks have gone the “For Sale by
Owner” route:
you buy your sign, you place your ad, and you show
your home.
Then, you wait.
You call back the lookers and leave messages on their
answering machines.
Maybe you actually get a live one, and write up an
agreement.
Several
weeks pass. You
start thinking something’s going wrong.
Financing?! But it’s supposed to be the buyers’ job to get a loan, not yours.
Right?!
Can
you tell I’ve been there?
Right back on square one, with a beautiful house,
priced right, and not a clue on how to make it go away.
Looking down the barrel of a deadline to move.
Sometimes
the reasons aren’t so good at all… bankruptcy, divorce,
foreclosure.
Thinking
about selling can quickly become wanting to sell… and
it’s amazing how fast “want to” can become “have
to”. Whatever
the reason, it puts you in a pickle.
|
|
|
|
|
Game
Plan
What
if we were sitting at your dining room table right now, and I told
you we wanted to buy your house…?
No
sweat on the credit… in fact, we may very well close with all
cash. No problem with
the non-assumable loan. No
problem catching up any payments in arrears.
We can probably wrap up the whole thing within 24 hours.
Would you perk up a little if that were the case?
We
don’t know how much you owe, how much it’s worth, or any of
that. Those details
can be handled when we are at your table.
|
|
|
|
What
we do know… and what you should know, is…
If
you call us at
858-272-5510 and give us the facts, we’ll either
tell you on the spot we can’t help, or come and leave you
with one or more offers.
We
buy and sell property.
You might say we’re investors.
With your property, we’ll probably structure
several options, and let you choose the one that best suits
your needs. |
|
|
|
858-272-5510 |
|
|
|
|
 |
The
purchase price will be sufficient, we guarantee it.
We will immediately take the financial burden of any
monthly mortgage payments off your back, and we’ll also
take care of any fix-ups or maintenance, regardless of how
minor or how serious.
What’s more, we’ll
close when you’re ready.
You
see we’ve found we can make a profit on homes that even
real estate agents have passed up… because we personally
handle the whole process.
When we agree with you to purchase your property…
we take it seriously… we treat your house like it’s our
own.
Your
situation literally becomes our own.
And, frankly, we don’t know how to make it work any
other way. |
|
|
|
|
|
|
|
|
You can get on with your life!
Look, like we said earlier, people sell homes for various reasons.
Maybe it’s a new job that requires a move,
and they don’t want to carry double house payments. Maybe it’s a company downsizing that creates the problem.
It could be bankruptcy or foreclosure… or
they could’ve won the lottery.
Perhaps they want to build… they’re tired
of the same old neighborhood… they need something
bigger something smaller.
It could be death or divorce… or marriage or
birth. Whether you’re moving across town or across the US, to a
new home or to an apartment, you’ve got other things
to concern you. We’ll
take care of your home.
Whatever
it is, that house has become something to move beyond.
To sell, to put behind you, so you can get on
with the business of living your life.
I’m not a cynical person… this is reality. Granted we don’t know your particular reasons for selling,
but we do know how to get your house closed as
quickly, and as professionally as possible.
In fact…
Here’s
the game plan to sell your house quickly…
After we agree on the purchase price, and verify the amount you owe on
your mortgage, if the circumstances are right we may
pay all cash at the closing.
If not, we may work out monthly payments for a
period. Whichever
way you go …
|
|
|
You
get immediate relief from your monthly obligation to
the mortgage company.
Which
means, we will be responsible for your payments and
maintenance. |
You
get
immediate relief from your monthly obligation to the
mortgage company.
Please don’t misunderstand or assume that we have to “steal” your
home, or that you need a lot of equity for us to be
interested. We’ve
worked with all kinds of circumstances and have been
thoroughly trained to create solutions after so-called
“experts” have given up and quit.
Again, if you call in the facts, we’ll tell you within five minutes if
we can help. Now
that we’ve got that clarified, allow us to give you
a few examples of how we might help.
Mainly
what we can do is take your home over subject to the
existing mortgage.
Which means, we will be responsible for your
payments and maintenance.
We will put a tenant/buyer in the home, and
help them get financed. At that time, they will be getting the home re-financed in
their name.
|
|
|
|
|
|
|
|
|
7%
+1.2%
8.2%
x $300,000
=$24,600.00
The
best part is, your loan doesn’t even have to
be assumable for this to work! |
Unlike working as a Realtor®
we are investors.
We agree to make your mortgage payments
while we find a buyer for the home.
So if it sits empty, we can often times
make those payments.
Also unlike a Realtor®, there is no listing agreement and no 6-7%
selling commission.
Additionally, closing costs that are the
responsibility of the seller, typically run
about 1.2%.
Just add these last two items together
and on a $300,000 home, that cost represents
$24,600.
Now add in the typical 3-6 month period that
it will take to find the buyer and have them get
qualified and finally close on the home and
you’ve just made monthly payments on
Principal, Interest, Taxes, Insurance,
Utilities, Maintenance and Repairs.
Remember that if you get a buyer today,
it typically takes 45-60 days for them to get
financing.
Guess who would pay for your home during
that period?
You
would!!.
That’s 2 more payments you would have
to make, and that’s if
you had a buyer today.
What if it takes 6 months?
One
of the main problem solvers we can offer is
Peace of Mind.
Sometimes the hardest aspect of having to
move is actually having your home up for sale
and your life in limbo.
You’ve heard the saying “Sometimes
the not-knowing is the hardest part!”
When you approve the paperwork with us,
you will know that your payments and home are
taken care of so you can start over and have
that peace of mind.
We
can take care of all the paperwork in about a
week.
We simply order the title research, and
draw up the papers.
We can set a date when you can move out
and we will take over the home after that.
We
will make payments on your loan while our
tenant/buyer builds equity and finds their own
financing.
The
best part is your loan doesn’t even have to be
assumable for this to work!
Our program works, regardless of the type
of loan – assumable, non-assumable, assumable
with qualifying, FHA, VA, Conventional.
We
take care of your monthly payments, take on all
responsibility for the maintenance and upkeep of
your property, and liquidate
your asset, before it becomes a liability!
Now seriously, does it get better than
that?
As
we stated before, our program can work in any
situation.
|
|
|
|
|
|
|
|
|
|
Benefits
to Sellers
For
you the Seller we thought that we should
summarize the benefits of this program.
Maybe not all these points apply to you,
but most should:
-
Rapid,
flexible sale of your home
–
You select the date that you want to move
out. We
can complete our transaction in 9 days!
-
Certainty
of Sale
–
Avoid the disappointment of ‘selling’
you home, waiting 45 days for buyer to
qualify and then finding out the deal fell
through for any number of reasons. Then the process starts all over again, but the pressure is
really on you now.
-
Avoid
Sales Commissions
–
No need to pay a Realtor the typical 6-7%
fee.
-
You
Get Quick Relief from Mortgage Payments –
Compare that with a Home Listing that can go
on forever.
-
Avoid
Typical Closing Costs - Avoid
the necessity of paying for Surveys, Title
Insurance, Deed Preparation, Courier Fees,
Recording Fees, etc.
-
Eliminate
a Listing Agreement-
We provide a Sales and Purchase Agreement; remember we are BUYING
your home.
-
Eliminate
Time Consuming House Showings–You won’t have to show your home anymore. On the average, we show your home less than 4 times, nearly
always after you’ve moved out.
We find qualified, motivated
tenant/buyers.
Need more reasons, then just read on.
Not everyone wants to know all the details of how we work, but just in case
you’re interested, we’ll tell you exactly
what we do.
|
|
|
…to
know why our program is so successful, we’re
including the benefits for Tenant/Buyers.
This
makes it much simpler for nearly
40% of the
people who have trouble qualifying
for Class A mortgages |
Benefits
to Buyers
- Yes,
you are the Sellers, but just in case you
wanted to know why our program is so
successful, we’re including the benefits
for Tenant/Buyers.
- Want
to build up equity in the home of your
choice while you improve your credit rating?
- Need
more time to build up you base income?
-
Looking
for a home in an area that will surely have
price appreciation.
- Wouldn’t
you like the ability to fix the price of
your future home and avoid price inflation?
- Wouldn’t
you like to get a better mortgage in 12-24
months than the one that you qualify for
now?
These
are a few of the benefits for home buyers who
want their home now, but know that their
financial profile will be much better in the
near future.
Lease Purchase Solutions, Ltd. lets these
people make payments on a fine home and then
when they have improved their equity, credit or
financial profile, they can qualify for the type
of mortgage that they want.
This makes it much simpler
for nearly 40% of the people who have trouble
qualifying for Class A mortgages.
|
|
|
|
|
|
|
It
begins with a
Phone Call
First
Visit:
Gather Data |
The
‘Subject To’ Process
Usually we begin with a phone call to find out some preliminary
information concerning the property,
desirability of the home, mortgage information
and seller timing and motivation.
Next,
we meet in your home and review your paperwork. In preparation for this meeting, we usually have performed a
competitive market analysis to determine the
approximate value of the home.
At this meeting we explain the required
documentation, such as Grant Deed, Sales and
Purchase Agreement, Power of Attorney,
Disclosure Statements, Notices to the Lender and
Insurance Company.
We leave samples of all documents that
will be signed so that you may review them with
whomever you choose.
While
we’re in your home, you can show us any
repairs or cosmetic improvements that need
attending.
We agree on a schedule for signing
documents and for change of possession.
We can be very flexible on our date of
possession, but once we set the date, we want to
be sure that the home will be available for
cleaning/painting crews, as well as initiation
of our advertising.
|
|
|
Second
Visit:
Sign Forms
Final
Meeting:
Your Moving Day!! |
After
this meeting, we run a title search to be sure
that there are no encumbrances that would cloud
the title when we next meet.
This search takes about two days, but
provides us both with the certainty of the
ownership, status of the liens (mortgages and
promissory notes), and gives us the exact legal
description for creating a Grant Deed.
At
our next meeting, we sign all the forms.
The Grant Deed and the Power of Attorney
require notarization.
Several copies of each are signed, and
you get one copy of each document for your
records.
Our
last meeting is when your moving vans are
loading your possessions.
At this brief meeting, we ask that you
give us the garage door openers, keys and a list
of all the utility companies.
We will contact them to switch payment of
the services. Since we’re going to send in a cleaning crew, there is no
need for you to spend much time making your home
pretty as you move out.
However, we recognize the pride that you
have in your home and we always appreciate the
Sellers housekeeping efforts when they move out.
After
you leave, we provide cleaning and maintenance
efforts to assure that the home is in
‘move-in’ condition.
Typically we don’t show homes more than
3 or 4 times to prospective tenant/buyers.
Using our techniques for advertising and
pre-qualifying, tenant/buyers have few reasons
not to sign an agreement to purchase the home.
You
will probably not hear from us for sometime
after we take possession of your home.
We transfer the utilities and notify the
insurance company and lenders.
When our tenant/buyer exercises their
option, we pay off your mortgage (using the
Power of Attorney documents) and notify you that
your mortgage has been satisfied.
|
|
|
|
|
|
|
Frequently
Asked
Questions
|
But
What About…
We’re
sure that you have questions.
Here are a few of the more commonly asked
questions, with answers.
1-
What
if the tenant/Buyer tears up my home?
There’s
no way we can guarantee you our tenant won’t
damage your home since we won’t be living with
them. But
under our agreement, if that happened, we
would repair it at our expense.
Our objective is to find a buyer who will
eventually qualify for a loan, and not a
‘tenant’.
Damages are rarely a problem.
Again, if it happens, we’ll fix it as
per our written agreement.
2-
When
will you sell the home?
We
can’t give you an exact time.
It will be up to the tenant/buyer to make
that decision within the time frame they have.
We can tell you we get paid when they
buy, so obviously we’ll be pushing them to do
so … quickly!
In the meantime, your payments will
be made, which relieves you of the financial
burden. 3-
How
do I know I can trust you? We
can understand your concern.
We’ll meet face-to-face after you call.
You’ll find we don’t make empty
promises … We shoot straight and we know this
business. We
believe we can create a solution that will work
for both of us.
If not, or if you’re not comfortable
after we meet, we’ll shake hands and go our
separate ways.
Honestly, we view our business
relationship more personally than just handling
a house … We want you to be confident, and
able to sleep well every night without worrying
about your home or your payments.
In fact, we wouldn’t enter an agreement
with anyone if we weren’t confident in that
person … and we don’t expect any less from
you. We’re
willing to devote our time and resources to your
house, but only if you feel comfortable with
that arrangement.
|
|
|
|
4-
What
if the person we put in the house does not pay?
Remember that that is our problem.
If they don’t pay, we will.
5-
How
do I know you’ll make my mortgage payments?
Why would we not make the payments?
We don’t make any money until we get
the home re-financed into the next person’s
name. That
would be like working all week and not going to
pick up our paycheck on Friday.
We will set up an account with
Zenith Trustee Services of Vista, California to
collect from us and pay it for you. This is the
most common technique.
We handle all the paperwork. If we didn’t pay, Zenith Trustee
Services would immediately notify you.
So you’re always on top. Remember that
making the house payment is our problem; we
bought your home subject to your mortgage.
Also remember that any increases in taxes, insurance or homeowner’s
dues are our responsibility.
6-
What
if I want to purchase another home?
We will give you a contract showing the payments are being made by us,
so it will be a ‘wash’.
Example:
$1,500 home payment on the mortgage,
offset by $1,500 income from contract.
We’ll free up your debt ratio so you
can qualify immediately.
Be sure and let us know if those are your
intentions.
7-
Why
don’t I just list with a Realtor®?
That’s certainly an option, but obviously a Realtor® won’t make your payment for you while
they’re attempting to sell your house.
We’re willing to make your payment and
maintain it until our tenant/buyers get their
own financing.
We’ll give it our personal attention,
and you can forget about it until our tenant is
ready to buy.
|
|
|
|
Homes
Like Yours; People Like You
This
couple called us and sold their home within 3
days.
The names have been changed. |
|
|
|
 |
Susan
and Bob Jacobson had only been married for 3
years when Bob got a fantastic job offer in
Minnesota.
He could hardly wait to move back to
where he met Stacy and advance his career.
They only lived in their home for 7
months.
Home
prices in the area were about the same as what
they originally paid, and their mortgage
balance was still within $300 of what they
paid for their home.
They bought their home with a 100%
financing loan (meaning no equity!).
Their 3 bedroom, 2 full bath dream home
was a millstone, holding them back from
quickly moving ‘back home’ to that new
job.
|
|
|
You
see all these folks wanted was to get out from
under the liability of trying to sell there
home. After
contacting Realtors® and
Property Managers, Lease Purchase Solutions
was selected.
Our deal was struck within 3 days, and
they moved to Iowa in 2 weeks.
Lease
Purchase Solutions makes all the house
payments, is responsible for all the house
maintenance and Stacy and Bob are on with
their life.
No blemishes to their credit and
looking forward to a life without the burden
of their previous home.
Our objective...
was to
find a quality tenant/buyer to occupy the house
until they were ready to buy.
After a quick title check of the
Jacobson's’ home, we immediately began our
marketing campaign, and to be honest it
was easy!
You see, in this business you develop files on qualified buyers looking
for houses.
They all have their own criteria as
far as monthly payments they’re looking
for, down payment they have, how many
bedrooms and bathrooms, etc.
So we simply began calling some
prospective clients, knowing that this
house met their criteria.
The third couple we called wanted
to see it right away, so we met them at
the house that afternoon.
The
next day they called us, wanted the house,
and we met at the house the next afternoon
to sign the papers.
It was that quick and easy!
We immediately began the process of
walking them through the details required
for the acquisition of the home under our
Option program.
We make our profit on these
situations from the down payment that the
tenant/buyer makes, so we aggressively
look for qualified buyers.
This
program worked for the new tenant/buyers
and the Jacobson's.
No, we can’t promise you we can
do the same for you.
Frankly, depending on the type of
home and season, it usually takes longer
than a couple of weeks.
But
remember, buying homes subject to the
existing mortgage is only one of many
tools in our “arsenal”.
There’s just no way in a single
Report we could possibly answer every
question and every need you may have …
Consider this an overview.
If it strikes a nerve,… if you
find you’re in a position with your home
that doesn’t seem to be going anywhere,
one where you think we could possibly help
solve, call us today.
Our phone number is printed at the
end of the Report.
If
by chance we can’t do business, that’s
OK.
But we honestly believe you’ll be
pleasantly surprised when you call … We
specialize in solutions!
By calling, you give us the chance
to be your solution.
We urge you to let us try.
|
|
|
|
|
|
|
|
GET
YOUR HOME SOLD QUICKLY!! |
What
do we do now?
We know that
this is a lot of information to digest at one
time, but if you’re still with us at this
point, chances are you’re interested in doing
whatever it takes to
GET YOUR HOME SOLD QUICKLY!
|
|
|
Just remember:
I don’t want to list your home;
I want to buy it
Even a
Dream Home
can become a
Financial
Nightmare. |
We’ll be in
touch with you in the next few days. If you’re ready to act now or have some immediate
questions, you don’t have to wait for our
call…. You
can contact us right away.
(858)
272-5510
If you want an
alternative to the stale, conventional ways of
selling your home, pick up the phone and call us
now! You
have everything to gain and nothing to lose!
As
we said before, if we can’t do business,
that’s OK.
We buy lots of homes and we don’t have
to have this home.
We get calls from tenant/buyers every day
and we’re always looking for homes for them.
Homes just like yours.
Just remember
that we don’t want to list your home,
we want to buy it.
We specialize in buying homes quickly.
We urge you to let us try.
You have nothing to lose.
Finally
– We don’t know how many months you’ve
been trying to sell your home (or thinking about
selling) but every month you wait is costing you
unnecessary expenses… eating up the precious
income you work so hard to earn. Your home is an asset… sell it as an asset.
Don’t let it become a liability, a
burden, and the proverbial “monkey on your
back”.
Even a Dream Home can become a Financial Nightmare.
There’s a real good chance that we can
help… call
us today! The
phone call will give your more answers.
Answers that you need.
Don’t procrastinate…
call us today!! Remember our number Because it is...
858-272-5510
Or
Fill Out The Form Below
Privacy
Statement
|
|
|
Back
to GarBuys.com
Copyright
2002 Lease Purchase Solutions, Ltd.
Reproduction of any of this material without the
written permission of Lease Purchase Solutions,
Ltd.
is prohibited. |
|
|
|
|
|
|
|
